Why loan modifications don't work

The problem? Even as lenders have become more willing to modify borrowers’ loans in the past year, many aren’t offering deals that borrowers can afford over the long term.

To see five reasons why reasons why loan modificat fail ClickHere now!

7 Steps That Helped Avoid Foreclosure

7 Steps That Helped Avoid Foreclosure

Short selling your home is not a decision you should make lightly. It is often a difficult and long process. If you are successful, the difference between what you sell the house for and what you owe on the house is forgiven. You’ll also avoid a foreclosure on your record.
To learn more  ClickHere

Short Sale vs. Foreclosure: Which is the Better Op

Short Sale vs. Foreclosure: Which is the Better Option?

Losing your home to foreclosure due to an inability to keep up with your monthly mortgage payments is one of life’s most unpleasant experiences. It is also an event that keeps on affecting you long after your home is history by devastating your credit score. Regrettably, most people cannot be 100% sure that they will remain safe from foreclosure because they can’t foresee the unexpected. Occurrences such as serious illness, a major accident, divorce or job loss can happen to anyone. So it’s a good idea to understand the available alternatives should the worst occur.
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My name is Lisa Sumner and I specialize in creative sales.

you’re facing foreclosure or just looking to buy one, I
 Will Help!-Free of Charge! "   Call Now 661-575-7277
 If you feel like you've been hijacked by your Mortgage Company or just looking for a great deal on your next home purchase...Let us assist you Free of charge!

Team Sumner is
 dedicated to helping distressed homeowners negotiate the mortgage maze and avoid being scammed out of thousands of dollars. Our team is comprised of Certified Pre-Foreclosure Specialist that understand the Human side of the mortgage crisis, and are highly skilled in Distress Property sales and negotiations. Our team has years of experience and a 95% success rate at stopping foreclosure.
Through the years, we have developed relationships with Lenders, Loan Modification Departments, Home Retention Departments, Asset Managers, Property Management Companies, Investors, and Short Sale Negotiators. 

Simply put, these relationships are the reason we continue to be the best in the business. Team Sumner
provides services at no cost to the distressed homeowner.

Our team is certified and experienced with creative sales, which means we can structure a sale that stops the foreclosure.

 We can help by finding a buyer who can purchase your home quickly, at fair market value.

What the banks don't want you to know is that only a small percentage of loan modifications are approved, during this time many banks have started your foreclosure proceedings.
Over the years one thing holds true-Almost any option is better than foreclosure.

Simply stated, do everything you can before foreclosure occurs and do it as quickly as humanly possible. Don’t sit back and keep thinking, “What can I do?” Instead, consider that short
sale and check with your Team Sumner
Pre-Foreclosure Specialist before your options become more limited.
A foreclosure on your credit report can ruin your credit for many years. You may not even be able to rent/lease a home or apartment.

Don't bury your head in the sand, you must act now! Click on one of the Tabs on the left for more information or 
and get started today!

We are dedicated to your success and we look forward to the opportunity to serve you.

How we can help

Thanks for starting your real estate search with us. This website is full of information for you whether you are looking to buy or sell.


After you have had the chance to review this information, contact me so we can tell you more about how we can help.


We appreciate the opportunity to earn your business.

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